Latest Articles

Don’t Try to Prequalify Yourself

The DIY trend has infiltrated pretty much everything here in Alpharetta. With answers to questions just a few keystrokes away, most any question can be answered in a matter of moments. Yet as the more complex the question becomes, the less likely the quality of the online “answer” will be found. It’s easy to find […]

Why a Refinance Can Still Make Sense

When someone first begins thinking about refinancing, typically it’s to get a lower rate. Of course, that is the most common reason but there are other very legitimate reasons to refinance an existing mortgage, other than lowering a rate on the loan. For homeowners here in Alpharetta and surrounding areas, homeowners can refinance to get […]

Documenting Financial Gifts

When buying and financing a home, the biggest challenge for many is coming up with the necessary funds for a down payment and closing costs here in the Alpharetta, GA area. Lending guidelines are fairly strict when it comes to “sourcing” the cash needed to close on a property. Acceptable sources for sufficient funds to […]

The VA Funding Fee Waiver Explained

If you’ve been exploring the possibilities of using your VA home loan eligibility to buy and finance a property in or around Alpharetta, Georgia, there are some benefits you may not be aware of. As you know, the primary benefit of a VA home loan is the lack of a down payment. It’s one of […]