Latest Articles

How Lenders View Employee Bonus Income

When Alpharetta borrowers begin to fill out their loan application, one very important section asks about income. At first glance, it’s pretty simple, really. There’s a section for base employment income, any overtime, interest and dividend income, the ever-present “other” section and a field for bonus income. As it relates to bonus income, there are […]

FHA Loans Explained

If you’re a first-time buyer or think you might soon be, it’s very likely you’ll choose the FHA mortgage to buy an Alpharetta home. Why is that? Statistics clearly show that first time buyers favor the FHA mortgage almost two to one over other choices when searching for a mortgage that requires as little cash […]

The Fed Just Raised Rates…Yawn.

If you’ve been following rates lately, maybe you’re thinking about buying a home here in Alpharetta or anywhere in the Greater Atlanta area, you’ve probably already heard the news about the Federal Reserve raising the Federal Funds rate by 0.25%. Or more specifically, it was the Federal Open Market Committee, or the FOMC that made […]