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How Lenders View Employee Bonus Income

When Alpharetta borrowers begin to fill out their loan application, one very important section asks about income. At first glance, it’s pretty simple, really. There’s a section for base employment income, any overtime, interest and dividend income, the ever-present “other”…

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FHA Loans Explained

If you’re a first-time buyer or think you might soon be, it’s very likely you’ll choose the FHA mortgage to buy an Alpharetta home. Why is that? Statistics clearly show that first time buyers favor the FHA mortgage almost two…

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Choosing the Right Term

Over the years, mortgage lenders have introduced a variety of loan programs, all that address a specific niche within the borrowing community. The most common of these programs are called conventional, conforming loans and are underwritten to standards published by…

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