Latest Articles

Know the Difference Between FICO and Vantage

Check your credit! Make sure you check your credit at least once per year! And that’s very sound advice. Consumers should check their credit report at least once per year and they should look for mistakes. They should also take at current credit balances compared to credit limits as well. Why? Well, in today’s credit […]

Dodd-Frank Changes and Mortgage Loans

You can certainly recall the turmoil that roiled the mortgage markets in 2008 and 2009. Mortgage companies in Alpharetta and the Greater Atlanta area certainly do. Leading up to that period was a series of loan programs that, shall we say, led to quite a bit of toxic mortgages in the marketplace. Approval requirements were […]